Kristi Smith, Owner, Bookkeeper, Advisor | 25+ Years Experience, QuickBooks ProAdvisor

Clear books. Clear thinking. Better business decisions.

Bookkeeping and financial insight for service-based businesses.

Your books should do more than keep you compliant. They should help you understand what's happening in your business and make decisions with confidence.

At Ledger Bookkeeping Co, you get dependable monthly bookkeeping, clear financial reporting, and experienced guidance tailored to your needs.

I'm Kristi Smith, and I bring 25+ years of accounting and operations experience to help service-based businesses — from consulting firms to skilled trades — keep their books accurate on a reliable, scheduled cycle, so you always know exactly where your business stands. No fire drills, no guesswork — just clean books, delivered on time, every time.

I've also spent over 25 years working as a small business consultant and coach — so I don't just reconcile your accounts, I bring a holistic view of how your finances connect to the rest of your business.

At Ledger Bookkeeping Co, I help service-based business owners maintain accurate books, understand their financial performance, and plan with greater confidence. Through a predictable monthly process, clear reporting, and defined communication expectations, Ledger Bookkeeping Co. makes it easier to stay informed without constantly worrying about the books.

From dependable monthly bookkeeping to deeper financial analysis and cash-flow planning, each service is designed around the needs of your business and the level of support you choose.

Accurate books. Clear expectations. Better-informed decisions.

Based in northern Indiana, working with service-based businesses remotely across the U.S.

Now accepting 1 new Ledger Foundation client and 1 new Ledger Clarity client in Q4 2026.

I keep my client roster small and deliberately limited — a handful of businesses at a time, so every set of books gets real attention.

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Why Work With Me?

Why Service-Based Businesses Choose Ledger Bookkeeping Co

Your books are telling a story. Do you know what it is?

Running a business requires decisions about pricing, expenses, growth, staffing, and cash flow. Those decisions become harder when your books are behind, reports are difficult to interpret, or you don't trust the numbers. Ledger Bookkeeping Co helps you move from financial uncertainty to a clearer understanding of your business - with reliable records and reporting you can use.

Real Expertise You Can Lean On

25+ years of experience across accounting, corporate operations, and service-based business finance — including roles as VP of Sales & Business Development and General Manager of a fully remote law firm. Whether you bill by the project, the retainer, or the job, I understand the financial patterns that make service businesses different from retail or product-based companies.

Accuracy First

Every transaction reconciled, every report double-checked. Your financial records are always organized, review-ready, and up to date.

A Predictable Process
I work on a structured monthly cycle, not real-time requests. That keeps me focused on your books — not constantly switching gears — which means fewer errors and faster turnaround.

Clear Communication

You'll always know what's needed from you and when. Document requests, deadlines, and deliverables are spelled out from day one — no surprises, no scrambling.

More Than Numbers

Since 2001, I've worked as a small business consultant and coach alongside my bookkeeping practice. That means I'm not just watching your transactions — I'm thinking about cash flow, pricing, and profitability the way a business advisor would, not just a data-entry person.

A Roster Kept Small On Purpose

I take on a limited number of clients at a time — not because I have to, but because it's the only way to give every set of books the attention it deserves. When you work with me, you're not one of hundreds of accounts routed through a team; you're one of a small handful I know by name.

The Ledger Rhythm

Gather: A clear process for submitting monthly financial information.

Reconcile: Accounts reconciled and records reviewed.

Deliver: Receive monthly reports according to your agreed schedule.

Understand: With the appropriate service level, get help interpreting what the numbers mean.

Services

Ledger Foundation | Starting at $700/month

For owners who need reliable, current books: monthly bookkeeping and reconciliation, consistent financial reporting, clear expectations, and a dependable financial foundation.

Ledger Clarity | Starting at $1,500/month

For owners who want to understand and use their numbers: core bookkeeping and reporting, dashboard and video walkthrough, plain-language commentary, and planning/decision support within the agreed scope.

Projects | Flat-rate pricing starting at $1,500

For the owners who are behind on your books and dreading the catch-up, need your accounting software set up, or need your back-office processes written down and your staff training recorded.